PayPay銀行

4.3
21.7K reviews
1M+
Downloads
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

This is the official app of PayPay Bank.

Various banking services such as checking balances and details, transfers, and cardless ATMs are available through the app, allowing seamless banking anytime, anywhere.
We will also inform you about ongoing discount campaigns and limited information tailored to your usage status.

To log in, you can use ``biometric authentication'' or just trace the ``login pattern'' on the screen. You can also open an account from the app. It's very simple to use.

■Main functions
・Transfer
・Cardless ATM
・Visa debit card number inquiry/suspension/resumption
・Card loan borrowing/application
・Various limit changes
・Confirmation of deposit balance and various transaction details
・Check the number of free transfer fees and ATM deposit/withdrawal fees
・Checking the balance of card loan/mortgage loan
・Confirmation of valuation amount (balance) and valuation gain/loss of investment trusts
・Confirmation of valuation amount (balance) and valuation gain/loss of foreign currency deposits
・Confirmation of FX margin maintenance rate and unrealized gains and losses

■Registration of login pattern
First, enter your store number, account number, and login password to register your "login pattern."
Connect 6 or more of the 9 dots displayed on the screen to determine your favorite pattern.
From the second time onwards, you can easily log in by entering your login pattern.
After registering your login pattern, you can also use biometric authentication.

■Precautions for use
This app cannot be used by customers with BA-PLUS contracts.

■About loan usage
- Advance repayment possible on the same day after borrowing. It is not a financial product that requires full repayment within 60 days.
・Term of use: 3 years (automatic renewal)
・Actual annual interest rate: 1.59% to 18%
・Total cost (typical example): If the loan amount is 500,000 yen, the interest rate is 12%, and the standard course (A) is the repayment method, the total repayment amount is 767,426 yen.
·privacy policy
 https://www.paypay-bank.co.jp/policy/privacy/index.html
*Information as of April 1, 2023.
*Please check the PayPay Bank website for the latest product details.
 https://www.paypay-bank.co.jp/cardloan/index.html

■Provider
PayPay Bank Co., Ltd. / Registered Financial Institution / Kanto Local Finance Bureau (Tokin) No. 624
Member associations: Japan Securities Dealers Association, Financial Futures Association
Updated on
Apr 21, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
21.1K reviews
WMMW MWWM
May 4, 2024
Finally a Japanese banking app that is simple, easy to use, with a modern clean interface. Hooray.
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Mozart Petter
August 29, 2020
Horrible. Their web experience is good, but this app is terrible. Can't login, or use a password manager to fill in the data because the app restarts when it goes to background.
10 people found this review helpful
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Leonid Shapovalov
September 7, 2023
Convenient bank. The only strange thing that PayPay Bank and PayPay app cannot cooperate with each other. PayPay card and PayPay Bank card are absolutely different cards. Having PayPay Bank card I couldn't register the function「PayPayあと払い」in my PayPay app
3 people found this review helpful
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What's new

軽微な修正とUI改善を行いました。
今後ともPayPay銀行をよろしくお願いいたします。